My wife and I have known Michael for many years and this is my first time working on a mortgage through him. This would be the second time he’s secured a mortgage for my wife and he was the utmost professional. He was always accessible when we needed to meet up and discuss things when we needed advice. The best part about the process is he really listens to your story first, what your situation is and before he crunches the numbers for you, he advises what he thinks is the best case scenario for you before he starts the ground work. Being a first time buyer, a lot of these things were new to me but Michael was able to break things down to dummy terms and made sure we understood everything before we dotted the i’s and crossed the t’s. We were able to secure and capatalize on a great interest rate and a mortgage plan that worked for us and our lifestyle. I highly recommend him as a mortgage advisor for those looking for one in the future. He’s a busy man, but will find time to squeeze you in when you need him. He knows his stuff and puts YOU first folks…that’s a big difference between him and a lot of folks in his field. In a time and age like this and the economy the way it is today, it’s refreshing to have someone look out for your best interests. Thank you Michael, we can’t think of anyone better for our future purchases!