Mortgage Calculators

For variable-rate mortgage holders. See how close you are to the 40% debt-service limit, and what your payment becomes if Prime rises by 0.25%, 0.50%, 1% or more.

See your home price range, total cash needed to close, and how soon you can buy. Built for first-time buyers in BC and Alberta, including the FHSA, Home Buyers’ Plan, and first-time buyer tax exemptions.

Compare how much household income a buyer needs for a home with a rental suite. See the difference between lenders that add 50% of the rent to income and lenders that offset 90% of the rent against housing costs.

Calculate your mortgage payment Discover how many years you can shorten your amortization Discover the interest savings you can realize by making prepayments (lump sum) on ‘your mortgage.

Calculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years.

Calculate the different variables that help to determine your best mortgage amount, payment, schedule and amortization period.

Calculate your mortgage payment for several payment frequencies (weekly, bi-weekly, semi-monthly and monthly).