Listings With Income Suites
Your suite listing's buyer pool may be bigger than you think. Most lenders only credit a buyer with about 50% of the suite's rent, but I work with lenders that apply nearly all of it against the mortgage on legal and legally non-conforming suites. That can cut the income a buyer needs by up to 15% and move them into a higher price range, turning "we can't afford that house" into an accepted offer. Before you write off a buyer who's "just short," call me.

Why these matter: Government of Canada bond yields are the main input lenders use to price fixed mortgages, so fixed rates tend to track them over time.

There are thousands of unique combinations of loan types, terms, and lender programs; a buyer’s exact rate is customized to their specific situation. The daily Rate Ranges give you a reliable baseline, but we always run the actual scenario to give your clients an honest, precise, personalized quote.

The Upsizer Smart Move Campaign

A ready-to-run client campaign for move-up buyers: a five-email sequence plus supporting pieces that walk a homeowner through the move-up decision — the idea, the math, a client story, and a soft introduction to mortgage planning. Built for you to deploy to your own database, end to end.